We do need money to buy. Nothing comes for free. Who doesn't want a little instant cash every now and again? It's not as if you can just make instant cash appear and be able to spend it – although the government does! The rest of us have to have some sort if income and, when we fall short on it due to a sudden expense that no one could see coming, that's when we have to look for another option. Try out payday lenders or going to a bank, although banks won't give anyone credit unless they're so wealthy that they don't need it. If you need a little buffer fund, you could get a payday loan for your instant cash advance needs.