On the topic of privacy, note that Ron Suskind's new book The One Percent Solution asserts that the Administration worked closely with First Data Corporation and its parent Western Union to track, sometimes in real time, financial transactions. When combined with the collection of call records, the NSA has an incredible insight into the daily lives of ordinary Americans. While this capability may be directed today at terrorists, it can easily be directed at something else tomorrow and who would know? As for the extention of CALEA, if you believe voice is going to be a ubiquitous application embedded in any number of devices and services, then you better believe that your privacy is being eroded.